Property data API for underwriting, risk, and portfolio analytics
Built for credit-risk analysts, underwriting teams, and business-intelligence groups at banks, mortgage firms, and insurance carriers
Cleaner inputs for risk and underwriting models
Address-level property data is the input every credit, mortgage, and insurance model depends on, and it almost never arrives clean. Public, government, and crowdsourced property data sources each publish their own field names, units, property type vocabulary, and address conventions. Reconciling them is the work that swallows analyst quarters. We have already done it. Houski ships one uniform schema across every Canadian province, normalised down to the field, with model-filled estimates where the training data supports it. Teams stop hand-stitching exports and start running the model.
Why partner with Houski?
- Extensive, accurate data:: Detailed property information including assessment values, listing history, and model-based valuations.
- Seamless integration: Our API plugs into your existing systems with low-latency queries against data refreshed daily.
Benefits for financial institutions
- Risk mitigation: Sharper risk assessment with full property data.
- Streamlined underwriting: Faster decisions with quick access to accurate property info.
- Customized insurance policies: Tailor policies using detailed property insights.
- Informed lending decisions: Precise valuations and market insights behind every loan.
How it works
- Consultation: Contact us to discuss your needs.
- Integration: We help you wire our API into your stack.
- Transformation: Apply our data to risk, underwriting, and policy workflows.
Key features
- Comprehensive data: Property specifics, listing history, and assessment values (where the city publishes them). Model-filled estimates on the fields where the training data supports it.
- Seamless integration: Developer-friendly API with flexible customization.
- Uniform coverage: Consistent data quality across Canada.
- Research and policy tool: Granular data for data-driven decisions.
- Robust support: Thorough docs and dedicated support.
Frequently asked questions
• Is Houski's data accurate?
No real estate data source is 100% accurate, but Houski's data keeps improving as more sources are added. For maximum precision (such as a specific property valuation), hire the relevant professional, such as an appraiser.
• Where does Houski get its data?
We pull property data from public and government sources, then combine it all and make sense of it, which is the hard part. Like Wikipedia, anyone can contribute too, and that crowdsourced input helps fill the gaps.
• How does Houski make money?
We sell property data, which is fully anonymous (not personal data). For example, a home insurance app can use Houski to pre-fill a quote form with square footage and other property features.
Ready for data-driven decisions?
Join financial institutions across Canada using Houski to optimize operations and drive growth.
Want more information?
Our team can answer questions and demo the impact our data can have on your operations.